Platform · For members

A branded wallet your members love.

A polished, fully white-label mobile wallet — hold balances, top up, transfer and withdraw across currencies, all under your own brand.

The member experience

Money movement that feels effortless.

Give every member a complete, beautifully simple money experience — from the moment they open the app to the second a transfer lands.

Multi-currency balancesHold and view funds across currencies in one wallet.
Top-up, transfer & withdrawEvery money-movement flow, end to end, in a tap.
Instant in-app historyReal-time transaction history with clear status on each.
Available balance
12,480.00
MYR · Member wallet
Top up
Transfer
Withdraw
Top-up
Aurora Pay · today
+1,500.00
Transfer
to *** 8821
−320.00
Withdrawal
Meridian Bank · pending
−800.00
In the app

Everything members need, nothing they don't.

A complete wallet feature set out of the box — each surface ready to wear your brand and your rules.

Multi-currency balances

Members hold and view funds across multiple currencies inside a single wallet.

Top-up

Add funds in a tap, routed through the gateway and confirmed in real time.

Transfer

Send money to other members or accounts, instantly and securely.

Withdrawal

Cash out to a linked bank account with clear, tracked statuses.

Per-type limits

Top-up, transfer and withdrawal limits set by currency and account type.

Transaction history

A clear, real-time feed of every movement with status on each entry.

White-label theming

Brand colours, logo and identity applied across the whole app per operator.

Secure by default

Encrypted credentials, tenant isolation and signed flows underpin every action.

Operator-branded

Members see your brand only — never CT Pay — for a seamless experience.

White-label theming

Yours, end to end.

The member wallet wears your identity completely. Members never see who built it — they see your brand, your colours, your app.

Brand colours & logoYour palette and mark applied throughout the experience.
App identity per operatorEach operator runs a distinct, fully branded app.
No CT Pay brandingNothing of ours is ever shown to your members.
Brand palette
Primary
Brand
Accent
Tint
Logo
Yours
Under the hood

How a top-up works.

From tap to balance update — every step is routed, confirmed and reflected in the wallet in seconds.

1

Member taps Top up

The member enters an amount and confirms inside the branded wallet.

2

Routed via gateway

The request is routed through the operator's configured payment gateway.

3

Funds confirmed

The gateway confirms the payment via secure bank callback.

4

Balance updated

The wallet balance updates instantly and the history feed reflects it.

Give your members a wallet they'll love.

A fully white-label mobile wallet — balances, top-ups, transfers and withdrawals, all under your brand and on one secure core.