Platform · For merchants & developers

Acquiring, built for merchants and developers.

A secure, signed REST API for collections and payouts — paired with a self-service portal for orders, balances, settlements and credentials. Everything a merchant needs to integrate and operate, in one place.

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Merchant portal

A self-service home for every merchant.

Give merchants a clear, branded dashboard where they can follow every order, watch their balances, manage their own credentials and inspect callbacks — without raising a ticket.

Payin & payout order trackingEvery collection and disbursement, with live status and history.
Balance & settlement visibilityAvailable vs. pending balances and a clear settlement ledger.
API keys & IP allowlistSelf-manage credentials and restrict access to trusted addresses.
Callback logsInspect every callback payload, response and retry in one view.
Payin #PIN-7741Success
Payout #POUT-3320Processing
Payin #PIN-7738Success
Payout #POUT-3317Paid
Available
52,180.00
Pending
7,640.00
Merchant API

A clean, signed REST API.

Server-to-server endpoints for moving money, secured with request signatures and IP allowlisting, and wired to reliable, templated callbacks.

Payin

Create collection orders and receive funds from your customers via the routed gateway.

Payout

Disburse funds to bank accounts and wallets with full lifecycle tracking.

Order query

Look up the current status and details of any payin or payout by order ID.

Signature auth

Every request is signature-verified to guarantee authenticity and integrity.

IP allowlist

Restrict API access to trusted source addresses configured per merchant.

Templated callbacks

Configurable request/response templates power reliable, retried notifications.

Endpoint reference
POST  /api/payin           # create a collection order
POST  /api/payout          # create a disbursement order
GET   /api/order/{id}      # query order status

X-Merchant-Id: mrc_4821
X-Signature:  hmac-sha256(body + secret)

# Sign the raw request body with your secret key and send the
# digest in X-Signature. Requests must originate from an
# allowlisted IP. Results are delivered to your callback URL.
Settlement

Settlement, end to end.

A clear, governed workflow takes a balance from request to reconciled — with operator approval and a transparent ledger at every step.

1

Request settlement

The merchant requests a payout of their available balance from the portal.

2

Operator approves

An operator reviews and approves the request under role-based controls.

3

Marked paid

Funds are disbursed and the settlement is marked paid with a timestamp.

4

Balance reconciled

The ledger updates — available and pending balances stay in sync.

Settlement #SET-1042Requested
Settlement #SET-1041Approved
Settlement #SET-1039Paid
Settlement #SET-1036Reconciled
Why it works

Why merchants choose it.

Built for fast integration, dependable operations and balances you can always trust.

Fast integration

A small, predictable set of signed endpoints gets you live quickly.

  • Clear REST endpoints
  • Self-service credentials
  • Straightforward signing

Reliable callbacks

Templated notifications are retried until delivered — and fully logged.

  • Automatic retries
  • Configurable templates
  • Full callback logs

Clear balances

Always know exactly what is available, pending and on its way to settle.

  • Available vs. pending
  • Transparent ledger
  • Reconciled settlements

Integrate acquiring with CT Pay.

A signed API and a self-service portal for collections, payouts and settlement — secure, multi-tenant and ready to deploy under your name.

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